L
Lineage
Start free
AY 2026-27 · deadline 31 July 2026

Forward four emails today. Review your ITR by tomorrow morning.

Lineage is a family wealth governance platform — ITR season is the doorway in. We assemble; you (or your CA) file.

Send your AIS, Form 16, CAS and broker P&L to a private inbox.lineage.money address — we assemble a portal-ready ITR-1/2/3/4 JSON in your family workbench by morning. You or your CA upload it at incometax.gov.in. We don't file on the portal.

Forward my first email — open my workbench Email me the 4-document checklist

Creates a free encrypted family workspace and a personal inbox.lineage.money address as soon as signup completes. No card, no call. Read our architecture →

Calendar and penalty math

47 days
to 31 July 2026
~12 working days
till most CAs stop accepting new AY 2026-27 clients
₹1,000 / ₹5,000
late fee under 234F (under / over ₹5L total income)
1% / month or part
234A interest on unpaid tax (after TDS/TCS/advance)

47 days to 31 July 2026. The calendar is comfortable; CA calendars are not — in our partner CAs' experience, most independent firms stop accepting new AY 2026-27 clients by the first week of July, roughly 12 working days from today. Your CA isn't ignoring you — their July is already full. After 31 July, 234F locks in ₹1,000 (total income under ₹5L) or ₹5,000 above that; 234A adds 1% per month or part thereof on tax still unpaid after 31 July (after TDS, TCS and advance tax credit — for most salaried filers with TDS fully deducted this is zero); and current-year capital losses cannot be carried forward to next year if you file after 31 July (section 80).

Section references from the Income-tax Act, 1961. Figures applicable to AY 2026-27 as published in June 2026. See the worked example →

From inbox to portal-ready JSON in one overnight cycle

Three steps, one workbench. The filer on record is always a human — you, or your CA.

  1. 1

    Forward four emails today

    Forward your AIS PDF, Form 16, broker Consolidated Account Statement and capital-gains P&L to your personal inbox.lineage.money address. Spouse, parents and HUF documents land in the same family workspace — no separate logins, no re-uploading PAN and identity proofs.

  2. 2

    Review the workbench by morning

    Overnight we classify each document and reconcile AIS line-items against your bank credits side-by-side. Salary, interest, dividends, STCG/LTCG with grandfathering, ESOP perquisite and Schedule FA are pre-filled — every mismatch flagged line by line for you to accept, edit or annotate.

  3. 3

    Download the JSON — you decide who uploads

    Export a portal-ready JSON plus a one-page PDF summary. Upload it yourself at incometax.gov.in, or email it to your family CA so their review starts from reconciled data instead of raw PDFs. The filer on record is always a human — you, or them.

Questions families actually ask us

From the WhatsApp threads we are getting this week.

I already have a CA — why do I need this?
Keep your CA — that is the whole point. Right now they are staring at hundreds of clients and a stack of WhatsApp PDFs. Hand them a pre-assembled JSON and a one-page PDF with AIS already reconciled, and their review starts from clean data instead of raw documents. We exist to make your CA’s life easier, not to replace them.
Are you an ERI? Do you file on the portal?
No. We are not an ERI today and have no plans to become one. We generate a portal-ready JSON; you or your CA log in to incometax.gov.in and upload it. That separation is deliberate — it is why the workbench is free and why your data never moves to a filing intermediary.
Can it actually handle ESOPs, capital gains, HUF and my parents’ return?
ITR-1 and ITR-2 (salary + capital gains) are live in the workbench, including STCG/LTCG with grandfathering, ESOP perquisite and RSU sales. ITR-3, ITR-4 and Schedule FA support are in pilot — usable, but we ask you to review every number before download. Schedule FA in particular is your declaration of foreign assets; you remain responsible for completeness. Multi-PAN family members — self, spouse, parents, HUF — live on one workspace.
₹0 sounds suspicious. What is the catch?
Free during our introductory window because we are building family workspaces that live for decades — not one-off filings. No card on file, no commission from CAs, no ads, no data sale. We earn when families upgrade to paid governance tiers later; we never take a cut from your CA and never sell data. Export and account deletion stay free forever, and we will give plenty of notice before anything changes.
Do I have to use a CA from your marketplace?
No. The marketplace is opt-in. CAs on Lineage pay a per-seat licence — no revenue share, no client referral fee, no fee-splitting. Download your JSON and walk away to any CA, any time.
I do not want to hand my AIS and bank data to yet another startup.
We are rolling out per-family encryption where your workspace, not Lineage, holds the data key — the architecture, current rollout state and exactly what we can and cannot see are documented at /trust. Consent flows are designed against the DPDP Act; access for any CA you invite is scoped and revocable; export and full deletion are always available. Infrastructure runs on Cloudflare (which carries SOC 2 and ISO 27001 at the infra layer); Lineage’s own SOC 2 / ISO 27001 audits are in progress and we will say so plainly until they are signed.
It is still six weeks away — I have time.
The 31 July calendar is comfortable; CA calendars are not. In our partner CAs’ experience most independent firms stop accepting new AY 2026-27 clients by the first week of July. Assemble your return this week and you get to choose who uploads it — instead of waiting in someone else’s queue.

Start today. Choose who uploads tomorrow.

Free encrypted family workspace, a personal inbox.lineage.money address, and a portal-ready ITR JSON ready for you or your CA to upload at incometax.gov.in. No card, no call.

Forward my first email — open my workbench Email me the 4-document checklist

Free during our introductory window.

Every feature is free during our introductory offer. Per-family workspace isolation, consent flows designed against the DPDP Act, free export and full deletion — the architecture and rollout state are documented at /trust. We generate a portal-ready JSON; you or your CA upload it at incometax.gov.in. We are not an ERI and do not file on the portal.