Why Lineage exists
Indian families build wealth across generations, but the wealth almost always becomes invisible the moment it crosses a generation. Bank balances move, nominations never get recorded, mutual-fund accounts get forgotten, insurance policies lapse, properties end up in legal limbo. The Reserve Bank of India estimates that more than ₹78,000 crore sits unclaimed in financial institutions — not because it doesn't have heirs (the family who legally inherit), but because those heirs don't know it exists.
Lineage is built so this stops happening to your family. We give households a single, encrypted place to track everything they own across members, plan their taxes, prepare their wills and nominations, and — when needed — talk to a vetted auditor, investment adviser, or attorney without leaving the platform.
The four pillars
- Track — every bank account, holding, policy, and document, across every family member, in one place.
- Preserve — encrypted at rest under a per-family key; nominees and beneficiaries kept current; data exports always available to you.
- Succession — digital will drafts, nominee management, signed-will uploads, life-ledger to capture intentions that don't fit a legal document.
- Tax Plan + Tax Return — simulators and calculators during the year, ITR draft and handoff to an auditor after the year ends. Never confuse planning with filing.
A fifth surface — the Marketplace — connects you with auditors, SEBI-registered investment advisers, and estate-planning attorneys when a question outgrows what software alone can solve.
How we make money
- Subscriptions. A free tier covers the core; a Pro plan at INR 499/month adds advanced features.
- B2B2C revenue share. When a partner advisor (an auditor, investment adviser, or attorney) brings clients to the platform, we share marketplace revenue with the partner. The partner's clients see the partner's brand alongside ours.
- What we explicitly do not do: we do not sell your data, we do not earn commission from any product shown on the platform, and we do not run ads.
See Disclaimer for our regulatory posture and Privacy Notice for how we handle your data.
Security and data residency
Personal data is encrypted at rest under a two-tier key hierarchy and stays in India. The whole posture, including our CERT-In compliance, is at Security.
Entity and governance
- Operating entity: Lineage Money Private Limited
- CIN: U66190KA2026PTC220443
- Registered office: No. 43, Residency Road, Shanthala Nagar, Ashok Road, Museum Road, Bangalore North, Bengaluru, Karnataka 560025, India
- Brand: Lineage — see Contact for all channels.
Working with us
- For families — sign up at lineage.money.
- For advisors — For Advisors.
- For partners — write to [email protected].